Your partner for business and real estate lending
Secure the financing you need with Union Bay Bank. Whether you are an entrepreneur, real estate owner, or property manager, our experts can help you obtain the funds you require to accomplish your goals. We have a deep understanding of the New York market and offer a diverse portfolio of competitive business loans, mortgages, and other lending products.

Business Lending
Achieve your business goals with financing help from Union Bay Bank. We have a full line of business lending products, including term loans, lines of credit, SBA loans, small business loans up to $1 million, and microloans.
Commercial Real Estate Lending
Our team creates mortgage solutions for real estate owners and property managers both within and outside the New York metropolitan area. We specialize in mortgages for multifamily, multifamily mixed-use, and non-owner occupied commercial real estate properties.


Residential Real Estate Lending
Union Bay Bank has a variety of mortgage options for property types such as one-to-four family owner-occupied, investor-owned, and mixed-use properties. We can also help you finance a second home or vacation property.